At trial the plaintiff is the person making a claim, and the defendant is the person who is being blamed for causing the problem. Both will be in the courtroom.
Insurance pays for the defense lawyers and any verdict the jury might award.
Trouble is - hush - nobody is allowed to talk about insurance and how it gets to hide at court.
Some laws just got to be changed.
For more information check out my previous blog post dated September 3rd, 2019 called Jury Trials - Fraud Exposed.