Fraud is illegal and always should be.
Here's the problem.
Insurance companies are powerful.They have a lot of influence over law makers.
So guess what?
When an injury victim gets screwed over by an insurance company, the only remedy is to file suit.
And, under the law, you can't sue the insurance company. The lawyer must sue the person - even though hiding (and lurking) in the background is an insurance company.
Worse yet, the lawyer can't tell the jury the defendant has insurance!!
Can't say anything about it---even though the jurors must be wondering.
This law was put into place by the power people, big insurance companies to mislead jurors into thinking if they award a big verdict the defendant will have to pay.
It's actually criminal.
Insurance companies should not be allowed to hide, and hopefully one day the law will change to allow juries to get all the facts.
It's simply a matter of trusting the jury with all the information.
It's legal arrogance and very condescending and demeaning to the good, intelligent people who serve on our juries---who as a group are the smartest people in the court room---by far.
All injury victims can only hope that someone on the jury will figure it out.
Thanks for reading, and listening to me complain!